American Express Platinum

Pros: Effective for fast, secure purchases.
Cons: Card policies could restrict your buying power at any time.

My company owns businesses that operate in different industries.  For our importing and global trade division we frequently use the American Express Platinum to purchase products to supply to individual consumers and retail outlets.  The card ...

Pros: Airport lounge access.... might get you laid more often.
Cons: Not much else except prestige. Overpriced relative to Gold.

Bottom line - you don't get much more than with the Gold. If you have multiple cards, the extra annual fees start to divide out and it's more reasonable, but for a single card it is way overpriced. I used to have a black card through via my previous ...

Pros: Lounge Access, Companion Tickets, Consumer Protections, Gold Card Events, MR points, Hotel benefits
Cons: Annual Fee, Agents sometimes not as knowledgeable as they should be

As someone who has worked in the credit card industry (not for AMEX) I can tell you that despite its hefty $450 annual fee the benefits of the American Express Platinum card are unparalleled. The key is knowing all the benefits that the card ...

Pros: Airline Club membership, concierge
Cons: Value, decreasing benefits

My wife & I have had platinum cards for a couple for years now and I think the card is marginally worth the fee for us though some of the benefits of the card really are overstated. - Membership Rewards points: I've watched my point balance climb into ...

Pros: hmmm. That's a tough question. Let me get back to you!
Cons: Here's a big secret: Amex Customer Service: maria.a.mims@aexp.com

As newbies to the Platinum card we expected lots of things that were promised. We expected a seamless transition from our Gold card for the bills that we were having Amex pay for us. Nonsense! We had to do the legwork ourselves or see utilities ...

Pros: No Hassle Purchases
Cons: These people have no hart, Brakes their own payment agreements and cares little about clients.

I was an American Express Client for 22 years, without incident, 8 months ago I lost my job, and went back to college and got a part time job until I could get a new full time job, as a result I fell way behind on a couple of my bills, 120 days on my ...

Pros: Rewards, Able to acquire Saks and Neiman's points
Cons: Random financial reviews which will suspend your account for an undetermined length of time

I started using American Express in January of 2005, so I don't have a lengthy credit history with them. Since then, they had proceeded to upgrade me until I reached Platinum status in March of this year. This took me a little over a year to achieve, ...

Pros: Some great benefits; Great travel protection
Cons: Many benefits are impractical and useless; Very high annual fee

Premium credit cards are offered by many financial businesses and they all offer added benefits to members that sometimes carry an added cost. One of the many premium cards available is American Express Platinum, a top of the line credit card from ...

Pros: Good if you want to feel important
Cons: Benefits that dont work, Poor service and a $400 annual fee.

When I was first offered the Platinum Card for $400 per year, I was very excited. I did not know of anyone who had a Platinum Card so I figured it was a big status symbol. There were so many fantastic benefits that it made my head spin. I tried to ...

Pros: platinum concierge, travel benefits
Cons: "no preset spending limit" is misleading

i had the green rewards card for one month before i upgraded to platinum. the $395 fee shocked me at first, but since i do a fair amount of traveling and entertaining, the fee has paid for itself. for example, the starwood perk automatically puts you ...

Pros: upgrades in travel, concierge and platinum line 24 hours a day 7 days a week
Cons: maybe the annual fee

I have recently turned 18 years old and needed a card to fit my needs. I do real estate development while I am in college so I have lots of expenses, some small and some very large such as acquiring property, materials and such. I also travel a lot ...

Pros: Perks, perks, perks, rewards
Cons: High (!!) annual fee

A lot has been written about the advertised benefits of the American Express Platinum Card, however, I have found some of the unadvertised benefits just as exciting. As a semi-stay-at-home mom, I still get my money's worth from this card. ...

Pros: Travel service, Insurance offerings built-in & the concierge
Cons: Not always the best priced fares through the travel service

Well, I have decided to update my personal account of the Amex Platinum card. I have been a member now since 2004. It was originally opened in the United Kingdom, but I have moved to New York now, so the account is not registered in the USA. As such, I ...

Pros: Airport club access, car rental upgrades
Cons: On-again/off-again website, spotty concierge service

The primary reason that I have this card is for access to the airline clubs and the Hertz gold club. ...

Pros: Priority Pass, Hertz discount card, Automatic Hotel upgrades
Cons: Customer Service and Cost

I have had a Platinum AMEX for about 4 months.After reviewing all possible options available in the market today I decided to go with a name I recognised as the best in this area. This unfortunately proved to be a mistake, one which should have been...