EBay Visa (First USA)

Pros: Rebate, Customer Service
Cons: Not a 0 % Card

This card gets me a 1 % cash rebate on everything. I like it because it's not based on how much I spend, it's 1 % flat and thats it. This is a real no BS card. It's a Visa so it's accepted everywhere. The customer service is great. I love the online bill payment and viewing. I check what is being charged and pay all bills online so I don't have to do anything. It also has a flat 9.9% APR not introductory but it stays for the whole term but they allow you to choose if you want a low intruductory rate, or the constant 9.9%. The $10 ebay credit they gave me to start out helps, hey if they're willing to give it why not take it. I also like that it says eBay on it, it tells people that I am on ebay, and i have gotten a lot of questions and conversations about it, and maby someday it will help me get some business.