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HomePersonal FinanceCredit CardsClick Citi Platinum Select (Citibank)
Click Citi Platinum Select (Citibank)

Click Citi Platinum Select (Citibank)

Overall Rating: Product Rating: 2.5
Customer Service:
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Product Rating:Product Rating: 5.0
Customer Service:
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Why use any other card? (update at bottom)

by nicmac , Jul 11 '02
Pros: Great service, benefits, security... good rates, and available to students.
Cons: Online payments are free, phone payments cost $10.
Citibank rocks. I've read reviews for other "starter" cards and can not for the life of me understand why most would even bother with them.

I have the Citibank Platinum Select for Students. Though it took a while to get (I had to prove my...
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Product Rating:Product Rating: 4.0
Customer Service:
Web Site Experience:

Won't Get Burned!

by Ohara1861 , Oct 31 '00
Pros: high credit limit, rebates, internet only, thier own shopping website
Cons: none
I have had a Citibank Platinum Visa Card for about 2 years now but back in the spring when I received my statement, I was going over the payments and charges, due date and amounts due and looked to the bottom of the sheet and found information on Click...
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Product Rating:Product Rating: 5.0
Customer Service:
Web Site Experience:

What a credit card SHOULD be

by dindygirl , Jun 21 '02
Pros: Great rates and customer service
Cons: Too high limit!
I have had a card through Citibank since college (1989). I must say except for a problem with one customer service rep in the past 13 years, I have had good experiences with this card. I am not going to waste time by describing what a credit card is...
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Product Rating:Product Rating: 3.0
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:) Good Service But No Rewards/Benefits

by UCturboBoii , Sep 20 '00
Pros: Great & Understanding Service
Cons: $5 to use pay by phone; Line Is Jammed With Other Callers!
---:0---This opinion rates Citibank's Platinum Select Not Click Citi Select!

When it comes to credit cards, customer service is vital. There will be a time in which your wallet will be stolen or lost forever, to who knows where! While Citibank...
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Product Rating:Product Rating: 5.0
Customer Service:
Web Site Experience:

Show me the money!

by locomanb , Mar 25 '01
Pros: 100% coverage against online fraud, 1% immediate cash back
Cons: Limitations on Credit limits, Can't use anywhere but net
Click Citi Platinum card has helped me make a nice bit of money just by purchasing items for my business that I needed to buy anyway. If you are a person who does a lot of buying on the Internet for personal or business use this is the card to get. The...
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Product Rating:Product Rating: 4.0
Customer Service:
Web Site Experience:

A Decent Card

by Ambrat , Feb 04 '01
Pros: Decent customer service
Cons: Too much unsolicited mail bearing their logo.
I've had my Citibank Select Mastercard since spring of 2000. For the most part this is a good card that I haven't had much trouble with. Customer service has been nice on all occasions but one when there was a mix-up on billing. The manager was pretty...
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Product Rating:Product Rating: 1.0
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Web Site Experience:

Avoid this card

by modernmarvel Epinions Most Popular Authors - Top 50, Aug 19 '02
Pros: None
Cons: High Surprise Fees, horrible, dishonest customer service, relentless mailings and telemarketing
We originally signed up for this card because we received a mailing offering 0% interest for transfers for 1 year. It sounded too good to be true but, after scanning the fine print and calling the customer service line and grilling the representative,...
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Product Rating:Product Rating: 1.0
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Targets Too Many Valid Transactions as Fraudulent

by allyka , Jun 14 '06
Pros: Used to be tailored for web use
Cons: New Fraud detection systems makes web use impossibly difficult
This card was first offered in 1999 as a card to use for internet purchases. In fact it had no magnetic strip. More recently, it began offering incentives for use in brick and mortar stores. In the past few months, Citicard instituted an aggressive ...
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Product Rating:Product Rating: 4.0
Customer Service:
Web Site Experience:

Click Citi

by jack49a , Feb 28 '01
Pros: internet assurances, cashback, good customer service
Cons: only on good on internet, website could be better
First thing you notice is that it looks funny. No raised numbers, or hologram, or magnetic stripe. That is because it is internet only. You can't use it in stores. So the magnetic stripe would never be swiped, the card would never go through the...
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Product Rating:Product Rating: 1.0
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Change Rules in Mid-Stream

by m_sooner , May 14 '02
Pros: Great LOW APR. Prestigious Card.
Cons: Change rules as they go. CSR'S hang up on you.
There are 4 Cards that I feel are prestigious cards:
DISCOVER PLATINUM, MBNA PLATINUM, CITI PLATINUM and AMEX. I tried real hard to keep my CITI account open. But I have principals and creditors must fall within those parameters very much like a...
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Product Rating:Product Rating: 5.0
Customer Service:
Web Site Experience:

Good credit card.

by bradk32 , Sep 20 '00
Pros: Online statements and cash back
Cons: nothing - really
I have had Citibank credit cards since 1993. I have always been pleased with thier service and customer support. I have never had a problem in the 7 years dealing with the company. I now have 2 cards with them - the most recent being Click Citi...
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Product Rating:Product Rating: 2.0
Customer Service:
Web Site Experience:

Very mediocre

by dbachman , Jul 16 '01
Pros: Easily integrated with CitiBank checking/savings accounts, if you have them.
Cons: Unhelpful, inflexible, under trained staff. High interest rates.
I've been a customer of CitiBank for many, many years - liked the online features that connected with my Citibank checking and savings accounts, but I hated their customer service.

No matter what I called them with, I found them unhelpful,...
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Product Rating:Product Rating: 4.0
Customer Service:
Web Site Experience:

Tracking unusual activity

by S.L.Martin , Apr 24 '01
Pros: You get credit for every purchase, toward a purchase of a new or used car.
Cons: None I can think of.
We have had the Citibank platinum card for some time now.
Once in a few days time there was more then usual activity on our cards. My husband and I had each put gas in our vehicles within a day,and had put gas in just before that as we had taken a...
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Product Rating:Product Rating: 5.0
Customer Service:
Web Site Experience:

Plastic A Girls Best Friend

by snrgy , Apr 04 '01
Pros: Low rates On-line tracking Customer Service 2.9 APR for balance transfers
Cons: It's a credit card
In general Credit Cards are very bad. However, the Citi Bank Platinum Select is my all time favorite credit card.

First, they gave me the biggest limit, a lot more than those other cards. Plus, the 24 hour customer service is top notch. Also,...
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Product Rating:Product Rating: 1.0
Customer Service:
Web Site Experience:

Platinum? This Card Rusts!

by jkerm , Sep 30 '00
Pros: Sorry, at this time I can't think of any
Cons: They abuse their clients by charging late fees even when its mailed ahead of time.
All that is Platinum is not gold! Read the fine print very carefully and you will find out that if payment is not received by a certain date, they will charge you a $29.00 late fee. I sent my bill in with an allowance of NINE DAYS. I was shocked to...
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Showing 1-15 of 23 reviews Page 1 2 - View all Next



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